Job Title:
Head of Underwriting
Role & Responsibilities
- Develop initial products, appetite & advanced underwriting framework for launch
- Stand up early broker distribution playbook
- Establish capacity and reinsurance architecture (w/ help from the executive team and a reinsurance broker)
- Make strategic underwriting hires and build underwriting team
Ideal Background
- 7–10+ years in Property Underwriting within the HOA / Condo / Habitational / Community Association segments
- Strong relationships with West Coast retail and wholesale brokers (especially in CA, AZ, NV, OR, WA)
- Entrepreneurial mindset – thrives in start-up or “whiteboard” environments
- Familiarity or appreciation of Insurtech platforms, real-time data, and tech-enabled risk assessment
- Excellent communication and leadership skills; capable of building a team over time
- Comfortable with risk/reward and motivated by equity participation and long-term upside
- (Nice to have) Proven ability to design product, rate plans and underwriting guidelines
- (Nice to have) Experience securing carrier capacity, reinsurance or delegated authority agreements
Personality & DNA
- Builder. Connector.
- Energized by autonomy and ownership.
- Knows the market and has the relationships to bring early traction.
- Sees how technology and underwriting can combine to disrupt a niche.
- Passionate about expanding access to affordable insurance in catastrophe-prone states.
- Operates with a data-first mindset in decision-making
